Money-saving advisors provide a valuable service to people who want more control over their finances. They can help you to create plans for meeting financial objectives, in addition to helping you spend and invest wisely.
People who are in debt can also benefit from these services, as they can design strategies for addressing debt and help you access government-backed debt management solutions.
If you need financial advice or believe you could benefit from some financial expertise, a money-saving adviser could be exactly what you need. Below, we explore some of the many ways a money-saving adviser can change your life for the better.
Estate planning
If you’ve recently inherited a property, you’re probably experiencing some stress or concern. Likewise, if you’re planning on leaving property to your loved ones, this can be equally troubling.
The common problems in both circumstances are things like tax, the endless jumping through hoops, and the many third parties who want a piece of what’s yours. If you’re in the process of leaving property to someone or if you’ve just inherited one, a money-saving adviser can probably change your life.
A good money-saving advisor can offer you protection from those adversarial forces that seek to do one thing and one thing only: cost you money.
A will, for example, should really only cost you £19.99, but without a financial adviser, you could easily be charged £150.
Getting yourself a lasting power of attorney can also cost you up to 75% more through a high-street solicitor.
During times when you may not be thinking the clearest, it’s crucial that you have someone guard your interests and your finances. Click here to learn more.
Debt solutions
If you’re struggling with debt, a money-saving adviser can absolutely change your life. This is what many financial advisers specialize in, as more and more people are finding themselves in debt and require a helping hand.
Financial advisers can act as debt-solution brokers of sorts, investigating the best possible options on your behalf. This means finding solutions that enable debtors to pay less each month, have interest rates frozen, and have some debt written off.
An IVA, for example, which is an Individual Voluntary Arrangement, comprises a 5-year plan whereby your debts are spread out over this period and you repay a manageable monthly sum towards the balance.
During the arrangement, creditors are not legally allowed to try to recover money from you, giving you some much-needed respite. The most attractive part of an IVA is that it can potentially erase 90% of your debt.
How can I speak to a financial adviser?
Experts say that if you can save 20% by using a financial adviser, then you should do it, and most of our services can save you much more than this!
If you think you could benefit from the outlined services, reach out to us today. You can get some free advice and even a free quote for most of our services.
